Wife says she paid for auto insurance without a car

In a now-viral TikTok, a woman said she paid for car insurance for a year despite not having a car, sparking debate in the comments section.

TikTok user @almightyk0_ posted the video on March 6th. In it, she said she’s been paying about $320 a month for auto insurance for the past two years. She believed she paid that amount on her driver’s license because of previous fines.

The TikToker explained that she received a payment due notice from her car insurance provider and decided to call her to see if she could cancel the service because she hasn’t had a car for over a year.

“So I call the lady and tell her I don’t have a car anymore. My car was wrecked in an accident last year,” she said in the clip. “She said, ‘Well, if you don’t have a car, do you want to cancel your policy?’ Which car in my policy? I just thought I was paying for my bad driver record.”

Luckily, the TikToker said she would get $3,500 in back payment on her policy because she has a police report on the accident that totaled her car.

“Check your policy number. Don’t be me,” she said.

@almightyk0_ #fyp #insurance #carinsurance ♬ Original sound – Almightyko

In the comments, several viewers questioned why she was paying for car insurance when she didn’t have a car.

“Girl, why are you paying for car insurance and don’t have a car? This is crazy,” wrote one user.

“I am really worried. Why didn’t anyone teach you what car insurance is for? Glad you got your money back but this is wild,” commented another.

Others joked that their auto insurance misunderstanding might have had unexpected financial benefits.

“That’s a weird way to put money into your savings but you’ll awf sis,” wrote one commenter.

“Well that’s the way I’ve ever seen saving, hah, plus it’s tax season! You’re going to be rich,” shouted another.

The Daily Dot contacted @almightyk0_ via TikTok direct message.

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